I was also told by my cpa that transferring the property from the LLC to our personal names will trigger a tax event.

When’s the next local event?

You may believe they amount to the same thing, but I assure you they're not.You didn't specify whether you're writing about homeowners' insurance or title insurance, but you should be able to purchase a binder for either that commits to issue a policy in the event you become the owner. 

(My day job was and still is selling advertising for major events).

I'd also definitely recommend going to as many networking events as you can.

I think the issue is (in part) the 'sequence' of events for 'fraud' to typically occur.

In the event of some disaster, will they do a replacement cost for a 4/2 or 2/2?

Lease option in my opinion is just a gimmick to get your money and get you to his events.

Kathy Fettke’s Real Wealth Network has free, no obligation events, fewer now than before Covid, but still.

Foreclosure like this, in either event, you are losing a limb (proverbially speaking of course), its just that with a DIL, its a below the knee amputation versus an above the knee amputation as it relates to the hit to your credit.