I tend to get questions or concerns outside of business hours, which make it tough and frustrating at times to provide immediate replies (although I do get back to the guests quickly)

Wow I came her to see what people had to say about NOLA ... as it seemed affordable. 

This piece will also help you determine what you can afford and cash flow. 

Ohio, across the board, is affordable, has good rental scale per price, and favors landlords.

do no if they can get those back tax's waived if they do some sort of affordable housing ?

Knowing that someone who can afford a $500k house, can often also afford a $600k or even $700k, house, and will want more of everything (better location, bigger house, better finishes, etc).As for number 1, not even just paying it all up front, but working with any contractor that wants "percentage" draws.  1/3 up front, 1/3 half way done, 1/3 at completion.  

But I think the advice I'm hearing from @Julia Lyrberg and @Dave Foster and @trevor finn  is 1) that it might be smarter/lower risk to diversify and 2) that I really might not be able to afford to keep my primary house as a rental.

Finding MFs that work great but can’t get the downpayment is frustrating as ever.

The COVID bonus pay days are over so what they can afford to pay is really down from the height of the pandemic.

Which we cleaned up when i bought the Mansion..Back to Doctors this is well talked about and some reality in the private aviation world.. where they can afford top machines but dont have the time to stay current and end up in trouble..