Hi,For what it is worth below is my current understanding about mortgage financing in Portugal.

They already have a track record (good or bad) with you, so you can decide based on payment history, inspections, etc.

The benefits to the seller including dumping a money pit that no one can get financing on, dumping a property that has a nasty lien or judgment against it, selling for more than the property is worth, dumping a property that is contested in probate, things like that.

However, if you could buy a 5-bedroom home and rent out four of the bedrooms, then it's probably worth the trouble.

When you think about it, only the flipper will know the expenses (not generally public record) so analysts or data aggregators can only go off publically available data.

Here are some details: 1) The condo is in Kona Hawaii and the three of us all live in Colorado2) According to Zillow it is worth just over a million.

I know in business that every dollar counts but is it worth it to burn a relationship? 

It will be worth it in the end.

I've shifted from trying to economize in everything in life to seeing that oftentimes it's well worth it to pay for the full service experience, no nickel-and-diming.

No legal jargon or last-minute surprises.Smaller credit unions are also worth exploring.