I assume you are using professionally prepared loan documents, yes?

Many Ohio real estate professionals use this site, so you should be able to find the help you need.

Borrower Types: The Professional - HM Lender will cut sweet-heart deals to keep these borrowers around Experienced real estate investors Regularly engage in property transactions Typically have a track record of successful projects The Newbie - Charge Higher everything as the risk is higher as no experience Novice investors or first-time borrowers Limited experience in real estate Seeking to build their investment portfolio The Deadbeat - Only lend if the deal is so SWEET, they can't lose if they take the property from the Borrower Borrowers with poor credit history or financial difficulties High-risk borrowers May struggle to secure traditional financingThe lender will do an application on the deal/borrower and some standard docs they require are:Hard Money Application / ExperiencePurchase contractARV report – COMPS – See * Redfin*Pictures of Property – most people use Dropbox to shareProof of Funds – Down / Reserves (Bank Statements)Personal identification (ID or passport)But usually if the deal is sweet enough, they will do it anyway because if the deal goes south, there is so much equity/value in the property that the HM lender can't lose.

It seems like you're asking the right questions and talking to the right professionals.

@Nathan M kieferI recommend that you get professional financial/tax advice.

.)- If use the property more than 15 days or 10% of the time it becomes a residenceI suspect this is part of why the STR trend has picked up so greatly amongst professionals working in tech.

Currently work as an RN and thats how I heard MTR as a strategy to REI that caters to travel nurses and health professionals.

Readers should seek professional advice.

As a result, I am committed to ensuring that other investors and professionals do not experience similar issues in the future.

We are both highly dedicated and ambitious individuals with a strong desire for personal and professional growth.