Several years ago I studied for and received my CA real estate license and did the same with a TX RE license and worked as a mortgage broker there for a few years before getting into healthcare account management.

I am supposed to be an expert in these matters with no prior experience,  I am in the health care field.  

My other debts include493 Jeep 530 housing and bills 73 phone(tried to lower they won't let me)74 insurance(as low as I can get)140 gas (looking into a bike)160 (approximately for food)350 debt(pay high to get it away faster)50 health care I think that is it.

You could also join the National Guard or Navy Reserves (or Army if you prefer)...they both offer afffordable health care (Tricare Reseerve for Navy) and the service committments are part-time (one weekend a month) which might still allow you the freedom you are looking for.   

One of the greatest things about dentistry is full time for us is about 28-32 hours.

An HDHP with an HSA has a handful of great benefits:  you still get healthcare, 'though with the high deductible you may pay a bit more initially for a year's worth of routine work out of pocket. 

We're actually exploring the spouse healthcare option right now.

Provide pet with regular health care, to include inoculations as recommended by a veterinarian.10.

LOLNot all nonprofits are wobbly, especially if they are hooked upwith health care services.

IMO health care costs will eventually make it's way into loan apps as monthly debt service since insurance or a fine is now required by federal law.