I mean in general what sort of expert should I try finding first, but if someone has specific people in mind who deal with the UP that works for me too.

It sounds like you have a solid plan in mind for house hacking in Tucson.

However, keep in mind that tying your primary home to an investment carries inherent risks, especially if the flip doesn't go as planned.

I have come to realize I need to use a good and fair contract with a meeting of the minds.

Keep in mind refinancing costs typically range from 2%-5% of the loan amount, so weigh the upfront costs against the long-term savings to see what works best for your goals.Good luck!

And just the other day, I was grabbing coffee with a friend who reps a group of invsetors out in San Antonio.. they got burned early on by not clarifying their rental criteria, picking up a triplex that sounded good on paper but turned out to have a revolving door of problematic tenants.A baseline business plan isn’t just a mind-numbing exercise.. it’s the guardrail that keeps your momentum from swerving off into the ditch.

if you don't mind me asking, who was your lender.

I'd shorten as suggested and include the value to the owner as their mind will quickly go to the pitfalls of this strategy. 

Two potential solutions I have in my mind are:1.

That’s a great reminder of how even small details can significantly impact the way a property’s value is perceived.I’ll definitely keep this in mind as I work on formatting my T-12s and ensure they’re straightforward and professional.