Sometimes a investor wife needs to talk to another investor wife versus their investor husband -- where in some cases,  I just dig myself a bigger hole :). 

As a frame of reference, my property is 2300 sqft, mountain views, 2021 new construction, 4bed/4bath Since you're planning on using the property 95% as a short term rental I'd confirm there isn't a limit on how many days it can be rented versus used by your family when written that way.  

Just need to understand what the numbers are versus the words. 

Before we jump in, here’s an update on my inflation wager.

This equation is pretty simple, in theory, how much additional rent can you get by upgrading versus keeping it in its current condition, divided by how much will it cost to upgrade?  

I would have been overpaying if I wanted to buy in an area zoned for multiple units, versus purchasing a single family home where I can convert the garage.

Let's compare a $250,000,0 loan today versus two years ago.In America, the average person has a credit score of around 715 you’re looking at around 6.6% on a conventional 30 year loan.

The advantage of using Fund and Grow versus the HELOC is that once you acquire the funding and transfer that debt to the the zero interest cards you can pay them down quicker and they don't report to your personal credit report.

Infact, that type of momentum would make me second guess my conviction in general and not even in regards to it versus the RTP.

Aloha @Denise McWhorter - it might be better to spend your time looking for a pre-foreclosure versus pursuing foreclosed property.