If it's vanilla and your rental absorption is high, push to the bottom of the range and vice versa.

The bottom line is that you should have a different strategy depending whether you’re in the growth stage, stabilizing, retiring, etc.

I’ll have to check into Xfinity and see if they are also engaged in the “race to the bottom” price war that Cox and AT&T are waging in our area.   

Do you see them in a "race-to-the-bottom" consistently pricing lower than any other for that type product?   

Thing is reviewing depreciation is about at the bottom of the IRS priorities, so improper cost seg generally flies under the radar. 

So from 2025, I’m thinking of living upstairs and running bottom floor (half of total RSF) as an STR.

More info at the bottom of this thread  https://www.biggerpockets.com/forums/49/topics/1188012-how-d...

If you worked with a quality firm, they should be able to assist you with questions about the mechanics of moving funds around.The bottom line is that if all accounts are held in the name of the LLC and associated with the LLC tax ID, they are interchangeable - kind of like different drawers in the same desk.If the relationship with Stessa is in the name of the IRA owned LLC, you should be fine. 

Take a look at @Avery Carls blog post about the differences.The bottom line is to work with a CPA who is knowledgeable about these rules.

Bottom line - use tenant payments for loan paydown and keep more of your own cash in the bank!