If you come seeking advice, you should be open to receiving it and really thinking through each suggestion.For example, you believe you can't sell your cars because you are underwater but let's look a little closer using purely made up numbers:o Assume $1000 in monthly car payments total for the next 24 months = $24,000 more to be paid.o Also assume that you are "underwater" on each car $5000 so if you sell both, you need to bring $10k to the table.o Replace with a single crappy car for $3ko Ignoring time value of money, you just "found" $24k-10k-3k=11k.

But it is pure speculation, just like trying to speculate on the housing market.

The key is that they are essentially investors purely.

This has bad idea written all over it.First, lets look at this as a pure rental and assume the market rent of $1100 and a purchase price of $100,000.Rent: $1100Expenses: $550NOI: $550Payment: $665 (P&I only, $100K, 7%, 30 years)Cash flow: -$165Even with the more optimistic assumptions I tend to make, this is, at best, barely break even.You're probably going to need to put some cash down to get an investor loan. 20% is pretty much minimum.

Those who allow themselves to be ignorant of something they have never experienced can only speak from that....Pure Ignorance.

I can make an argument for high inflation or for deflation (negative inflation, a much worse situation that it would seem.)For example, my assessment is that Denver prices are still about 15% ahead of where they would be if purely driven by inflation.

That's pure luck.

The fact that the duplex I'm in now will show decent positive cash flow once I rent both sides happens to be pure luck!

My 120k/50k example was purely hypothetical (basically I was making the point that if there was a business that a would give such a good return... it would be worth taking a hit on the withdrawal of the IRA monies).I've just realized that RE or any other investment will never give me the returns that a successful business that I own would.

The Awesomeness definitely has contributed to the problems, but the goal is to have pure awesomeness without any downtime.