Even if the credit card debt was $0, your DTI is way too high to qual for any new traditional/conventional loan until the units are rented.If youre going to keep this duplex, I'd focus on getting one of the units in service as fast as possible.It sounds like there is currently a decent-size lien ($7300/month) on the property.

I started investing with him at the beginning of 2020 and so far, my average annual return has been 2.6% with the biggest portion of that coming from the PEP fund.

I do however agree with you that there’s no one size fits all approach and depending on the type of business that’s operated and location, the correct strategy may vary. 

Yes, the government pays the Section 8 rent timely, but more and more tenants are having to pay a portion of their rent.

Would this be a viable option for hospitals of any size?

On the Development risk side, I told her I would never put us into less than a breakeven deal potential.Development there are far too many moving parts even though our process control is broken down into bite sizes.  

The Rehab portion of the strategy is where the most "learning" happens :)Cheers and best of luck!

@Kent Ford Texas is not a market but a massive state nearly the size of Western Europe.

I don't think there's a one-size-fits-all answer there. 

I see a good portion of my clients opting for the 3 Year PPP because they are optimistic about rates.And what is the outlook of appreciation for that market?