He's efficient and personable and is very able to assist you with questions if needed.Hope to discuss this with you further,

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

I have been to a few of them personally its really something and the folks that own them are under the radar and make MILLIONS.

Fast forward 2 years his landlord mentioned in passing he might sell the property; I was the first person on his mind.

I want to exit as I don't get any personal use from the STR being 20 mins from home and would rather apply the capital to another opportunity in multifamily (LTR) or another STR in Hawaii where my brother is a broker and now manages STRs.

Even when I did reach them the first time,  the other person on the other line sounds like a moron who doesn't know how to help. 

You now don't seem like the type of person most of us would accept a recommendation from.

This is our boilerplate language:Insurance: Tenant should obtain a renters’ policy of insurance on their personal property.

If you have a chunk of money to get going I'd personally buy the biggest thing you can if you don't I think house hacking into a 4 plex is great. 

This is advantageous bc later you have a third party loan (not your personal money) so seasoning period is 90 days to DSCR out.