(I work with some challenging populations and the extra effort has paid off in these situations.) 

The biggest thing with 5+ units is everything is more expensive, and the inspection requirements (depending on the municipality) are often more rigorous.

It might be just as expensive as your current carrier though...You need to speak to an Independent Agent that can shop the market for you.

We also paid for an inspection on the house & 2 appraisal fees.I called Nick to ask questions and he didn’t like the questions I was asking so called my partner and told him I needed to back off or they’d cancel the deal!

Prime is more expensive but offers a bit more robust documents, etc.

Reverse exchanges tend to be much more expensive than traditional 1031 exchange. 

Deductible expenses include renovation costs, loan interest, and holding costs.

We negotiated a deal with the owner for 20% Equity, we are responsible for infilling the community as well as property management (which we also get paid separately for).

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I also kept my first home and it is paid off now and worth approximately $150k, with current renters.