In my case, the memory i have when a child was going on holidays with my parents and staying at a hotel where the window of the room was literally at the bells height, so very loud ;) kind of extreme case I guess ...

On Townhomes, I have been looking at the Galleria area and Memorial, however the maintenance fees seem to be high which would eat into the profit.

Sure you can remember some of the names of people you interact often with on BP, but those picture/avatars really help to create a mental impression of who the person is, and just having the name doesnt job my memory as to who it is.

But that diagram doesn't breakdown inside that range any further... which is what I am seeking. 

I have fond memories of Denver.

Some people also go to more extreme lengths and create trusts that are domiciled abroad.This is just some general information from my memory.

It may have been that looking at the couch kept bringing up bad memories, so, the emotional closure was more important to her than redoing the couch.

Document your decisions/meetings (if multi-manager) and memorialize in a formal motion/resolution book.

Now not sure that would fly in todays lending world but maybe with some seasoning it would.. but they would set these up on 5 year terms.. with the home owner getting all the bene's of ownership and paying all payments tax's insurance. then at 5 years home is either refied or sold .. .with each splitting appreciation 50/50. now of course this worked in the bay area until the crash of 89 to 90 and many of these deals got extended out.. but when prices doubled again by 98 99 investor were able to cash out  folks got to live in PA with nothing down and have their kids go to some of the best public schools in the US... so just some thoughts  as I go down memory lane none of this may be feasible but maybe get you thinking

To get that amount you have to create the amortization schedule and skip every other line (diagram below).