I think these are mostly mindset issues and can be overcome with changing your thought patterns.

The new bath includes stunning marble finishes and chrome fixtures.

These 3 bed/2 bath units feature classically modern finishes such as gorgeous marble surfaces, custom kitchen cabinetry, and gleaming stained hardwood floors.

These 3 bed/2 bath units feature classically modern finishes such as gorgeous marble surfaces, custom kitchen cabinetry, and gleaming stained hardwood floors.

These 3 bed/2 bath units feature classically modern finishes such as gorgeous marble surfaces, custom kitchen cabinetry, and gleaming stained hardwood floors.

These 3 bed/2 bath units feature classically modern finishes such as gorgeous marble surfaces, custom kitchen cabinetry, and gleaming stained hardwood floors.

The new bath includes stunning marble finishes and chrome fixtures.

In any event I would assume a prorated amount would be the charge vs 100%.[1] How did you do that to them, because it looks like renter damage vs (wear and tear) to tops that will last longer then 15 years, (are these cigarette burns that you sanded down to try to blend into the busy pattern)?

Along with good work history and income, confirming this with bank statements and tax returns.Your observation is fair especially when it is 5 years ago, and the pattern stopped.

I am starting to see a pattern here :-) Thank you for your perspective on this!