Both loans have high interest (>10% for first timers), require points and/or high down payments, and can have rehab costs folded into the loan, which then requires disbursements of rehab funds during the project (which requires you to pay an inspector and/or a draw fee for the money each time).

I'd call the office / dept/ inspector that issued the fine and ask to have the fine fixed that you are prepared to have the fence repaired and had not received a notice of repair from city about the fence.  

Tell her to contact city inspectors to come in and see the problems,, they will issue owner a fix / repair to their specifications..

Also you can find a house inspector.

It covers the inspectors when they're walking through a house.

I ran through the house with an inspector and a contractor to get an idea what we were in for and figured overall we needed to put about $50k into a rehab (this includes contingency $ just in case).

Had to sweet-talk the local township inspector to give a CO, but the bank didn't care (or even seem to acknowledge)

They were recommended by my house inspector/contractor, who was recommended to me from a BP friend.

Especially in a market like mine, we've been in majority of the listings and the sold comps, or if not, we've likely talked with an agent/buyer/inspector/etc who has and has given us the bullet points.

I feel that it's probably more involved than using a typical property inspector who generally deal with SFR.