I truly appreciate you taking the time for this generous response!

Certain expenses are all lumped together for the sake of the P&L like insurance and taxes and others like repairs and maintenance can be viewed collectively or by individual property.

You will have the opportunity to meet like minded individuals with all different levels of investing. 

I already run up expenses for my trading income on a credit card because Im responsible and its helpful when building credit, Im also on my families card or something of that nature, but at my age I am not entirely sure what the best course of action for credit building is any tips would be very helpful!

Is this something you've ever done as an individual landlord, or is this something more for larger multi-family properties only? 

FF is a great tool, but you can also look up local corporate leasing companies, as well as, insurance companies/agents to work with for individuals who are going through home insurance claims.  

I am sure RR will jump in there they are pretty responsive to helping their clients.

With this strategy, who would be responsible for utilities? 

These templates cover various aspects of subcontracting, including responsibilities, materials, and liabilities3.

I just typed out a response TWICE and both times this site killed my response for one reason or another.