I don't have any income yet as I am just graduating.

For me personally, our STR and our little inn provide more than half my family's income so I feel I have a fiduciary duty to my wife and kids to maximize that. 

Due to the university there I worked with a lot of incoming families and getting what they needed for their dorms.  

Analyze properties by looking at gross rental income, operating expenses, and the debt service coverage ratio (DSCR above 1.25 for rentals).

While institutional lenders would probably need a number years proof of collections before considering the income from the wrap, private lenders, such as myself would look upon the situation more favorably.  

I think I was fortunate to find a roll outside of real estate to diversify my income across two different sectors of the economy. 

As a work around, we use a residential building and mark rents as commercial income. 

Thanks for the feedback; some quick stats: 9 doors across 4 states, about 50% LTV ratio with a Net Income of about 17% and cash on cash of about 3%.....in fairness those numbers include some overall business expenses not tied directly to one specific property.

This is usually done to increase your rental income but it comes with a price as you are finding out.  

Another variable in the amount of rent that a Section 8 tenant can pay is HUD limits their rent payment based on the amount of their income.