I’m interested in understanding if a smaller down payment might be viable, or if 25% is generally the best approach to maintain a strong financial foundation.Thanks again for all the valuable information—this has been very helpful.Best regards,Liam 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

My customer service rep is a flipper and I love that because he knows why I want to do what I want to do and can discuss the approaches with knowledge.So far, the experience has been positive.

I’m curious about the pros and cons you’ve found with each approach, especially here in Colorado.

The downside to this approach is that it can be time consuming and tedious to find exactly what you’re looking for.

This approach allows for continuous growth and wealth accumulation.

Have there been subtle approaches that worked for you?

You have a very good balanced approach to getting started and it's great you are prepping for the future.

Both approaches can be effective, but they come with different sets of considerations.Turnkey properties are often a safer choice, especially for those just starting out.

I love the systematic approach you are taking with your real estate investors.