Frozen pipes are the bigger issue for me.

We recently had an abnormally cold winter and the houses with CPVC were the first to have frozen and burst pipes. 

Heater here or frozen pipe there.

Disconnect garden hoses from the house to prevent frozen water lines and flooded basements.2.

HELOC's can be frozen or called, and interest rates can go up substantially (all the way to 18%). 

Your Joint personal and business accounts are frozen.

I can't continue my one Section 8 much longer as they have frozen rent increases for years and now allowing only 3% max per year that must be justified by improvement proven to help tenant, not higher taxes, insurance, maintenance, even though area is much higher rent all around me and real estate taxes have doubled since purchase.

The sellers turned off the water to the house and now there is frozen ice all around the street outside the house.  

Your pipe need to be under the frost line or be insulated to prevent being frozen in winter time (MN is cold)I love to work with the new PEX pipe.

Please do not do this as your laws may allow such, but all assets here is US may be siezed or frozen in the event of any such lawsuit.