If he’s open to it, that could reduce the upfront capital you’d need while making the process a lot smoother.

It seems like they help you find a deal, work through the process, sometimes property management etc...

I’m happy to guide you through the process, share some success stories, and help you avoid common rookie mistakes. 

The lender will require that you live in it for 12 months and then you can rent out all of the units after that and start the buying process using the same strategy all over again after that 12 month period.  

If you need to obtain it, how difficult will that process be?  

What's the process & requirements (e.g. copy of lease agreement) for getting one and would the MTR tenant need to arrive early enough on check-in day to get to the municipal building that probably closes at 4 or 5 PM?

In a city like Philly, you will face many challenges - you need to learn the market and know the neighborhood and the block and make sure all of your numbers are within reason, you need very reliable contractors, you need a to understand the permit process, you need to be familiar with market expectations. 

Staging is the process of arranging and decorating your house to highlight its best features and make it as appealing as possible to potential buyers.

The bank they are using with that offer is now saying my site prep bid came in way too high and not approving me (so far. still in process).

Even so, they were able to help at times when I had technical questions about the legal process.