Since that decoupling, there has been a long stream of "rah-rah" shows that IMO did not focus on ordinary people, bringing a sense of reality back to the process, and inspiring people not by stoking BS dreams of Grant Cardone (who's Grant Cardone, my long-running joke) but by highlighting how your any wo/man could do it, in a realistic way.

Lines of credit = pulling cash from a couple of credit cards with high limits that I have available (typical 22-23%). 

All credit cards are lines of credit but not all lines of credit have a card attached to them.

I had business cards printed identifying myself as a commercial broker specializing in automotive properties2.

Merchants Bank MN See Pavel UshakovPenFed - max 3 other properties, 89% LTV Regions- yes HELOC but no LOC SCCU Florida 70% LTV, 6.25% interest only, not LLC Signature Federal Credit Union 75% LTVSound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”S&TTCF BankTD Bank TIAA Direct was EverBank Tower FCU, all states except TX, max 45 DTI, green card ok.

Have you looked into what rates you can get on just a hard money loan and how does that compare to the APR on this card?

I have some telling me that I can do minor repairs on the property and use a credit card to purchase materials (HVAC Filters, caulk or even paint) and my IRA can pay the credit card directly (keeping it at arm's reach).I also see where this interpretation of services versus repairs could be considered a "Grey" area and I am just looking for something that turns it at least a little darker.

If you ever have clients looking for quick and flexible financing options to make their dream home a reality, I'd be happy to help.

If I know it's scammy, I can get out and refund with my credit card.

Hey mate,Welcome to the BP forum.You and @Jackelyn Lee are smarty pants heheI quit school at 14 and I'm a two finger pecker typer 🤓My team laughs at me for looking like a Teppanyaki chef throwing rice at someone when I type.Biggest message for you is to always keep the dream alive and to keep pushing forward.There are many unsophisticated folks out there like myself and I'll be cliche and say "if I can do it, anyone can" hehe.What one lacks in talent, has to make up with effort.I've only known one way and that is to put my head through the wall.Many others will just open the door and get to the other side lol.Not me tho ehhhYep, neck is always sore but we keep pushing forward...Wishing you much success with your real estate endeavors 🙏