I'll report back what I find out from two local commercial lendersWhat did your local commercial lenders say about this item?

I opted to have most items delivered — which the contractors appreciated.

You CANNOT depreciate the house if it’s for personal use, ONLY if it’s a rental use.So I can still depreciate the house, write off items I buy to furnish the home, maintain the home, and any costs associated with running it as an AirBnB when I am not using it for personal use?  

How are you paying for everyday items without a consistent income?

However, you can still claim the mortgage interest and property taxes for your personal use if you itemize deductions. 

I run into many of the same items as an Land use Engineer.

But there is that item #2!!!

I took the name and address off, but you can see the line items and charges as listed above. 

There are so many items that you'll find early, easily fix & extend useful life, by just devoting one weekend to several units, instead of letting them becoming major problems with major expense, which is usually when tenant and management notice.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.