You can go 5-8 unit on DSCR no income no doc .

Although this is probably less likely than the water leaking in through the window wells, it is possible, and you'll want to eliminate it as a cause of the flooding before deciding on how to fix the issue, because if it's groundwater, then the solution to the problem may be completely different than if it's water coming from other sources.As you consider these questions, keep in mind that water follows the path of least resistance--for example, water will flow through a gravel-filled trench much quicker than through solid earth/clay.

On that program it does require 'Full Doc" income so W2 or 1099 income would be required.DSCR also offers 30 Year Fixed, ARM programs for lower rates and Interest Only which can help with first few years initial cash flow.

There are no income no doc construction loans available with 50% of land 100% of construction upto 65% arv  

The notary keeps a copy in the closing docs anyway so there’s no avoiding it.  

Plumber mentioned there is a ejector/grinder pump in one of the units that handles all sewage from all 4 units.They replaced the ejector pump and in 2 weeks, same issue happened with the sewage leaking in the garage.

You are able to utilize DSCR no income no doc programs .

HMMM, that is way over the true value, again this post is making less sense,   the purchase price $165kClosing day I paid $51,290.22I paid for HVAC $12,000The expenses on 2023 Mortgage, electric, appliances and everything $23,806The expenses on 2024 until now for changed all windows, fixed hand rail, step, basement leaked electric panel, mortgage, electric and everything $20,777.38the mortgage balance right now in my account is $119,000someone offered me $120k as is.I got all paper and proved of everything.

You should be able to get a license by uploading a proof of ownership like a settlement sheet doc HUD or ALTA. 

As far as your repair, find & fix the leak, cut out the bad spot & replace.