To record it as December, you would have to back date it and the bank reconcilation would be off.

It's their responsibility, and it's their choice.2.

I’m buying to improve the property, listing, service, etc so i do it right away.

I can’t help but imagine it would be that guy’s last day if the appraisal came in $1 under the sales price. 

I'd venture to guess your tenant is a criminal or drug addict of some sort.There's some truth in your thought but he's actually a really nice hard working young man. 

But when you factor in the convenience of having everything done for you, it’s sometimes worth the extra cost, especially when you don’t have the time or resources to manage it yourself.

If your serious about growing a portfolio, best to partner with a tax firm that has helped 1000s of others do it, so you don't mistakes along the way.

So don't beat yourself up, it's not you, it's the market.

Thought about refinancing at the time, but didn't do it before rates exploded.

out of 100 HML maybe 5 do new builds.. and zero will do loans for someone with no experience so that is going to be the key if you have experience or not.. if not they then like to see an experienced GC on your team.