My experience has been, as have other investor friends I know in San Francisco, is that the asset will double in value in 12-15 years. 

Live frugally and try your best to turn your liabilities into assets.

If that equity position in any property can be reapplied towards another asset or pool of assets to generate a higher net yield, it should be reapplied. 

@Michael Izbotsky In community property states like California, assets acquired during marriage are typically owned equally by both spouses, which may complicate transferring jointly owned property into your sole-member LLC.

Quote from @Susan Mumford: Any thoughts about Lee Arnold's Income Notes Digital Training Program for flipping mortgage notes?

I didn't get my money's worth from MFM.Update: Nov 2024- they have restructured their program to have 3 paths: acquisition, capital raise, or underwriting - and have a 12-class program for you to follow for each path (what happened to asset management??).

you'd have to break it down to some like for like comparisons to come up with a more "general caprate for a specific asset class" or something like that.  

When I did my deals with them they only loaned on the asset and low LTV that is how you got such good rates..

.$178  -  TCL 43” Class Q5 4K UHD  Roku TV - https://www.walmart.com/ip/43-HDR-QLED/7655563299$5.00  -  Sertapedic Dreamloft Bed Pillow, Standard Size (20"x26") - https://www.walmart.com/ip/seort/5493381861$228  -  TCL 65” Class S4 4K UHD HDR LED Roku TV - https://www.walmart.com/ip/seort/5830084914$50  -  Gourmia 6-Slice Digital Toaster Oven Air Fryer - https://www.walmart.com/ip/GOURMIA-6SL-TO-W-PRO/5650052853$178  - Hisense 55" Class R6 Series 4K UHD Roku TV - https://www.walmart.com/ip/The-Hisense-Roku-TV-R6-Series-pac...$50  - Gourmia All-in-One 14-Quart Air Fryer - https://www.walmart.com/ip/GOURMIA-14QT-AIR-FRY/5466948866$25  - Crock-Pot 7 Quart Oval Manual Slow Cooker - https://www.amazon.com/gp/product/B003OAJGJOOk, so as you can see, the algorithm grabbed up a bunch of Walmart deals this time around.

I wouldn't budge on lowering the rent because that devalues your asset.