Easy to track what is owed and has been paid.Free although it takes several days for ACH to transfer to my bank.

They can even pay via credit card and the Tenant pays the fee, not you (again they don't have to pay any fees if they use ACH payment; totally free for both parties).  

They also paid for their medicine for that month. 

Tenants pay rent either through the auto invoice they get every month from my QuickBooks (using ACH), or they can deposit it in the bank themselves.

One downside though is that I really don't like their portal and it can be a challenge to figure out what ACH is for what loan and get all of my accounting updated.

. $300Replace bedroom and hallway carpet upstairs $1750Fix missing doorknob on bedroom $180Patch/Paint ceiling bedroom 1 $350New full bathroom vanity, flooring, shower/tub surround, toilet, medicine cabinet, paint $4000patch/paint ceiling bedroom 3 $750New light fixtures throughout $1900You most likely will also need a new roof.

Is it worth the head ache of going in the house and making repairs.

Look instead for an option that allows your Tenants to pay ACH to and to which you can control whether or not you want to receive anything less or more than the due rent and which you can also shut down ACH payments without closing your bank account. 4) Late Fees: Late fees are fine check your state for acceptable amounts.

You can setup your business account and it will allow tenants to pay through ACH or credit/debit card.Bank-to-Bank:  Zelle works great with the major banking brands but if you use a more local bank then it might not be available. 

Your tenants can only pay through ACH or credit/debit cards typically.