I do not have the utilities in my name…Thank you!

So, what I do to satisfy both the financial benefits of utilizing leverage AND the psychological benefit of being debt free is I only have mortgage loans in which the property is the sole collateral with no liability to myself or my entities.  

After recent significant increases in property taxes, homeowners insurance, utility costs, supply costs, maintenance costs, and construction costs the margins are thinner to a significant degree.

Marketing Automation: Utilize marketing platforms like HubSpot, Mailchimp, or Constant Contact to automate email marketing campaigns, lead nurturing, and social media outreach.3.

Hi Brian,You're on the right track, but to determine if you're truly generating cash flow, it's important to look beyond just your mortgage payment.Here's what to consider:Income: You're receiving $2,100 in rent, which is great.Expenses: Besides your $3,232 mortgage, you likely have other expenses like property taxes, insurance, maintenance, utilities (if you cover any), and potential vacancy costs.If your total rental income exceeds all of these combined costs, then you're generating positive cash flow.

Therefore whether its a "cash" or financed transaction, it shouldn't matter for the seller unless the seller doesn't want to deal with the financing contingencies/feels a buyer who is reliant on financing will be a risker transaction or they are a wholesaler in which many times complicates the ability to utilize financing. 

If you do then you can utilize losses to offset your active income but if not, you are limited with how much depreciation you can utilize to offset your active income.

Hey Andre, I utilize delayed financing every so often with my clients.

Getting the utilities to the RV pad and Start renting it out asap, no roads no landscaping no nothing just the space and utilities.

Investment Info:

Small multi-family (2-4 units) buy & hold investment.

Purchase price: $167,000

Cash invested: $8,000

My wife and I bought a duplex in 2019 -- we got an FHA loan and negotiated th...