Royal Legal Solutions uses them, Willcox & Savage, PC, Holland & Hart LLP, snell & Wilmer LLP, etc, etc and etc so please stop your pettiness. 

I believe there are numerous opportunity left on multifamily deals where price point of around 800k-3m  where most institutional buyers are not looking at. 

I've seen things about Philadelphia C.U. and other places in PA that have done it with zero seasoning time, but haven't seen much on this site about institutions that will loan that quickly on NJ properties. 

However we are having trouble getting proper documentation for lending institution from the Company that owns the building. 

If I keep it, it will end up running down more or I will end up losing it to the financial institution. 

There's a moratorium on building multi family in my town that was instituted to stop an enormous multi family development.

My guess would be that it would start a new loan, but I know that there are some loans that can convert over into a different style later on and you would want to ask your lender about that because there are probably a lot of various criteria for things like that depending on the financial institution. 

Lending institutions generally use 1.25 DSCR to underwrite. 

I'm sure other institutions will loan more.I hope that helps a little.

Seattle instituted a law that required landlords to take the first applicant even if a felon or pedophile regardless of your concerns for the safety of you or others.