Here’s my strategy and the issue:Current Strategy:Buy a property for $200k with cash.Refinance after 6 months to recover $150k, leaving $50k in the property.Use the recovered $150k to invest in another property, but I need to save up more money to repeat this process.Alternative with Hard Money:Use hard money to buy properties worth up to $800k.Refinance them later to recover my initial investment.For the hard money scenario, obviously I wont be buying them all at once, but rather buy a property worth 350 -> refi -> get HML -> repeat, until my money has ran out.However, hard money can’t be used for cash offers directly, as it’s typically a loan.

The NC Working with Real Estate Agents Disclosure describes agency relationships, and I’m sure I signed it without fully grasping how it might affect me.

Market conditions, tax breaks, property appreciation, investment goals, and personal circumstances can affect your decision.

Hi everyone, I have a property in Swannanoa that was affected by the hurricane.

I am having them look into a conventional loan hopefully today, but I don't know how this affects things with the close date.What are my options and what would you do if you were me?

We do require a PG but i never said anything about the loan not affecting DTI.

Only nonrecourse loans will not affect your personal DTI - if you personally guarantee the debt, you're going to take the DTI hit for it unless you can qualify for it to be excluded.Find a local lender who is skilled in working with self-employed and investor clients and talk through your situation with them. 

I would say this was the least organized BPCon (no cevent App, poor email distribution, my workshop that was $300 had about 20% attendance rate) I have been to, with the worse room problems (both ac and hot water problems in my room), and the hurricane issue (they cancelled the meal but many of the restaurants required reservations that we did not make because we were expecting the meal), and in my opinion worse keynote speakers even when one was a repeat (I like David Greene keynotes, but …), I enjoyed this BPCon more than the others I attended. 

Is anyone else hearing about these new developments or being affected by them?

I would not let it affect buying decisions though