Class A properties are going to cost you more, have lower cash flow, yet be more attractive to a higher quality tenant base.

I also watch occupancy rates and adjust if bookings are low.

@Samuel Kim Your wife can meet the 750-hour test for Real Estate Professional Status (REPS) by actively managing your 9 rental properties, but careful planning and documentation are essential, especially with low-maintenance new construction.

The 6.75 rate is a conventional 30 year w low closing fees (the credit union I used last time).

However, the rental value this area is very low compared to the Home values and mortgage rate.

We are not likely to see rates that low again in our lifetime.

Now all taxes are based on a super low rate you can’t fight. 

Section 8 is best used as a risk mitigation tool for properties in super low income, high crime areas.

I'll throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Several have mentioned utilizing low down payment second home loans for qualifying.