I'm definitely willing to sacrifice and save up again for that year or so, but I'd feel more comfortable with another $5k or so stashed away...

:joker: Noobdog is absolutely right.

I'm surprised these same people don't have all their cash stashed inside a mattress, because [insert latest conspiracy theory here having to do with the gold standard].

The judge looked at these jokers and told them to get lost.

I just watched that guy's video, what a joker.

I am not that concerned but will most likely start distributing the funds rather than defer more.The original question asked whether deferring income as long as possible might be a good idea even when retired (and if that is even possible) which would make a larger percentage of income be taxed at 15%, and the fact that money could work tax free possibly in the form of a tax deferred self directed (traditional) IRA.The reason for considering stashing cash in retirement is the fact that my pension will almost certainly implode.

If you're a joker, you'll present as a joker. 

I assume she has money stashed in commodities or liquid off the books assets like entire sports team signatures hangin on the walls etc.

That can add to your stash pretty quick.Once you have an emergency fund, minimal monthly expenses and something for a downpayment, go for it!

If the $50K is a significant portion or your entire stash of available money, this investment isn't for you.If you want to invest in this sort of thing, consider apartment REITs.