Apart from access across other lots you may have steep hillsides, landslide areas, earthquake faults, etc.

It gets ice and snow in the winter but overall no storms with names,  floods or earthquakes.  

Maybe it is not as big as earthquakes in Cali, but it is a definite issue (and can be a very costly one) to deal with.

Hey all, Greetings from rainy panama....óriginally from jamaica....lotsa reggae music but violent down there.....had family in panama so i migrated....beautiful here...plenty jungle, lush greenery.....modern living.....but third world to most who live here.....financially....panama suits retirees or expatriates of the developed world with some money under their belts to come and invest or retire....lots of call center jobs for english speakers.....plenty other northerners migrating here.....the taxis are cheap, food and clothing are cheap....and crime is well under control with armed police patrolling the streets.....there has never been an earthquake here so the city has lended itself to high rise apartments for living and commerce....plenty of them....plenty of competition with prices so you can get what you want for the price that you want...anyone want further info.....post a reply...till then...malcolm

Try to keep track of all the Tornados, earthquakes, floods, hurricanes etc.

In Mexico 85 ( after earthquake, this is like SLIM made his fortune) All Easter Europe in 1990, Argentina 1989, and 2001, etc etc I can bringing examplesand in all these cases there was time for evreyone to join. ( because many people are pesimists (or "realistic" and sell)Option 3 "superior knowledge" , Don't forget : Open your eyes and from everything that happens you can always learn something new

For each person, this will be a different number, what we're comfortable for.And if it's a high risk building, for whatever reason, potential fire, lawsuits, deferred maintenance, earthquake, anything that is a potential, serious risk to potential legal exposure - separate those.

.- Earthquake coverage- Ordinance & Law coverage @ 100% of value - Equipment breakdown coverageThe bottom line is it’s more than just numbers!

@Anton Ivanov  You live in california , you have more earthquakes than Maryland .  

We are also near a major fault line so earthquakes are a possibility that is often overlooked.