I am eligible through the city of Pittsburgh's Urban Redevelopment Program for a $20k, 20 year, 0% interest loan and possibly an extra $10k for utilities due to low income. 

I am eligible through the city of Pittsburgh's Urban Redevelopment Program for a $20k, 20 year, 0% interest loan and possibly an extra $10k for utilities due to low income.

We have received funding from the Department of Housing and Urban Development for the Public Housing and Housing Choice Voucher programs in January and expect to receive payments in February.

That could also be my ignorance of the town and how lucrative the rental market is in the panhandle but I guess I'm looking for more urban with a touch of coastal.

Let's not talk about who dumped guns and drugs into our environment in the first place for those guys with criminal backgrounds you mentioned earlier...You seem like a smart guy....figure it out...You don't have the slightest clue how easy it was for me to be one of those guys....Instead, I've worked with guys who have "criminal backgrounds"  since society is  "less likely"  to give second chances to a "certain group of people." 

Don't buy in the roughest neighborhood in the urban core.

It can turn into a vicious cycle if you borrow money to pay debt.Don’t get me wrong I understand why you are doing it and best of luck to you.Just seems like an unhealthy way for society to leverage credit imo.

There are other groups that produce statistics, so you may find it that way.The areas in my market that are appreciating are the ones that are "gentrifying" urban areas. 

I’m about halfway through a book called “Life’s Greatest Lessons” by Hal Urban and am at a moment for pause and reflection.

Don't buy in the roughest neighborhood in the urban core.