In my experience PMs are not as diligent as you will be, ever, because they don't have real skin in the game.

But I can tell you one thing, they are coming after any asset you have....They are looking for you to get some "skin in the game".Then again, she could just be saying that to keep the money coming inYou got that right.

One CPA caller had a good idea--he suggested the banks allow people to pay principle only and double up the principle for a few years so they can build up some "skin" in the deal and add an extra year or two on the mortgage to make up the interest.

Then you can go and clean it up a little and just include that into the price.See there are many ways to skin a cat.

Do you think that the bank would feel comfortable doing this considering the AMOUNT OF SKIN that you would have in the game?

You'll need to get some thick skin to survive.Good luck.

It does not matter what the color of their skin is, and there is plenty of stupid to go around.

An investor that has skin in the game will be less likely to just walk away when things get tough.If your deal is good enough and you have something to offer, you might be able to get 100% financing.

Walls are painted with Sherwin Williams semi-gloss paint which creates an excellent moisture barrier to the walls.

A Brief Guide to Mold, Moisture, and Your Home"http://www.epa.gov/iaq/molds/moldguide.htmlIt has info on mold, cleanup guidelines, etc.