That money could go a long way toward paying down your loan faster, as an extra several hundred dollars toward the principal each month can shave off years of payments.

I moved from Buffalo to WPB to take on a job in the same industry but different role and apparently this doesn’t “count” regardless of what my w-2’s have shown.

As others like @Bill S. have pointed out, Colorado Springs appears poised to continue growing.

So my 2-car garage has a plumbing toolbox, an electrical toolbox, a toolbox with new receptacle covers both white and cream and the foam inserts, I've got the contractor boxes of receptacles, spare garage door rollers, copper plumbing parts, PVC and plastic plumbing parts, 3 boxes of painting supplies, clamps, drills, saws of all kinds, and on and on. 

And if the Seller says no, well, each no is a shave off the selling price.

An attached photo shows that the correction may have been made with spray foam and electrical tape. 

In the process of adding closed cell spray foam everywhereWhat was the outcome?

As an alternative you can raise/level/stabilize a house with expanding foam, the downside is they will drill holes all throughout the bottom floor to inject it. 

A couple of drips formed overnight, and were shaved off with a razor blade.

Also, you could shave some off your required dollar amount by leaning on your track record and borrowing money-you have to account for it when running your numbers, but it allows you to retain (or not need to save) all that cash up front.