Posting on here and trying to find connections with local pros is a great start.I'd recommend going to some local meet-ups and meeting some of the agent suggestions you get over the phone or a coffee.

If you're just starting out, I recommend getting comfortable speaking with sellers over the phone.

Same with me, they don't answer the phone, don't return calls, every property I have gone to is dirty and not rent ready. 

Working long hours tends to lose it's luster.Being in the NNN space for commercial for passive wealth I have talked with thousands of millionaires over the decades on the phone and built lasting relationships.

I found myself missing out on more fun occasions than I'd like to admit because I needed to be at my properties handling some issue or showing it when vacant.I found that I had become conditioned by the sound of my phone (even though I helped alleviate it by having quiet hours on my phone from 7:30pm - 08:00am). 95% of the time when a tenant contacted me, it meant something was broken, there was an argument, or there was an excuse about late rent.My husband has been gently pushing me to get a PM for a while.

Most solutions to property problems can be solved with a 3 minute phone call (plumbing / AC issues, etc).  

I carry my phone with me at all times, and approve all requests within a few minutes if I can.  

The combined effect is that premium increases will normalize going forward.I have a feeling if I had an investor on the phone that was reading headlines about insurance premium spikes, the above would satisfy them.  

@Richard QueenHappy to answer any questions you have over an initial phone consultation if you would like.Also, here is a link to reviews from 30+ investors who have worked with us over the years:https://www.biggerpockets.com/users/ZacharyCole/referencesLink to another forum discussion with many investors who have worked with us previously:https://www.biggerpockets.com/forums/92/topics/518583-feedback-on-renttoretirement-and-zach-lemaster?

Here you have a few options:- Terry McDonald - McDonald Group - eXp Realty, Phone: (704) 390-6221.