One option to stay liquid and still see some double digit gains on your money is robotic trading software - give u Hedgefund level automated trading and it mitigates downside Rick - pulls you into cash position if any stocks get outside normal dips. http://flipstockmarket.com I've held my money here (15%) return and just pulled some out for a commercial deal.

Direct mail marketing with Robot Ink. 1000 letters per month.

Direct mail marketing with Robot Ink. 1000 letters per month.

Multifamily can be a monster for some investors and I would only recommend those that are at least slightly experienced to dabble in that space.

I have about $20k in crypto, $5k in a wealth simple robot investing account, my partner owes me $25k that she will be paying back over the next year, and my brother owes me $30k that he will be paying back over the next year.

I know you might not think of it like this, but I’d question penalizing all borrowers because of a problem with a tiny few or a tiny amount of their deals.What about a monster borrower?

And it is a hungry monster for insurance, taxes, HOA dues, and upkeep.

Lender is US Bank so I am dealing with a lot of robots there that don't really have answers. . 

Even with utilities, this is a cashflow monster in a well established Philadelphia neighborhood.

I worked in robotics and programming while frustrating was humbling because if it's not doing something right then it's 100% on you.