You can't do a lease, a sale contract for less than is owing (without consent of the lender) pledge your equity, have workers do work or do anything that limits the ability of the lender to protect the collateral intersest.

If the seller gives consent, which he has, can I do this?

The title co. will likely want the consent of all heirs via deed in order for the deal to close.

And make sure you include this in your contract: "Contingent on successful assignment of this contract to [Nominee / Assignee / whatever], and for expediency, assignment may occur without Seller's written consent."

As assigning a committment letter or line of credit, by the nature of the type of legal contract made here, these obligations to provide funding can not be assigned without lender consent, and I have never heard of consent being given.As Jon pointed out, borrow the money and put it your account.

There are all kinds of smoke and mirror games that can be played with trusts and such, but at the end of the day you will be triggering the clause and there is no failsafe way around the clause absent lender consent.

Escrow w/your buyer is NOT a short sale;however seller must receive written consent from existing lien holders&acquire title free from liens in order to transfer clear title to your buyer."

Effects on credit would probably be less since you are not a party to the note sale, other than giving consent, if the buyer is not an insured regulated lender of secondary market entity.

We purchase loans all the time without the consent of the borrower.

Any CC&R’s take precedence. will not make any major and/or structural alterations to the property without prior written consent of the Landlord/Seller. required to obtain all necessary permits, required by law, before commencing improvements.