Our newspaper noted they had invested over $1b in the area, but I think that covered 2 mega sites.

If we wait and buy in 26 she would move in and let others rent with her and hopefully cover the mortgage. rent is super expensive there!.

That would be a debt service cover ratio of 1.5.

However, I'm hesitant because the rent wouldn't cover the new mortgage, putting me net negative monthly.

Use a reputable expert like @Dave Foster and you’ll be covered.

Hello everyone, I purchased my home two years ago, and currently, I have a tenant renting a room for $800, which helps cover my mortgage.

One thing I'm trying to do is to test different cover photos to see which ones draw a greater % of click-thrus (which seems like a reasonable thing to test).I'd like to be able to view the Airbnb stats to see, for each cover photo I test, things like what % of people click through on it.

With that said, here are some questions I would ask myself about the situation: Historically, have the students paid enough in the 9 months to cover all the expenses associated with these properties?

You may want to look at concessions to help cover costs or buy down your rate to a comfortable payment. 

Are you trying to afford a house much more expensive than your W2s could cover?