Hello I am looking at purchasing a 2 unit property, living in the one unit, and renting out the second. My question is if I purchase the property as owner occupied, but then lets say at some point down the road I wis...

Instead of buying based on pure discount, we've been buying using a commercial formula of cost to income ratio.

For pure cash flow (and no expected price growth), the prices will be lower and the rents higher. 3.

S corps are pure flow through entities, and the shareholders have to pay taxes on the earnings regardless of any actual distributions from the company.

That's not newsworthy - it happens every time no matter who or what causes the fall.The sell off happened with FDR as well, it really tanked when he took officeObama's campaign was Pure FDR, I think his timing is Herbert Hoover thoughWe shall see.Clinton took office in the tail end of one of these.

If you come seeking advice, you should be open to receiving it and really thinking through each suggestion.For example, you believe you can't sell your cars because you are underwater but let's look a little closer using purely made up numbers:o Assume $1000 in monthly car payments total for the next 24 months = $24,000 more to be paid.o Also assume that you are "underwater" on each car $5000 so if you sell both, you need to bring $10k to the table.o Replace with a single crappy car for $3ko Ignoring time value of money, you just "found" $24k-10k-3k=11k.

But it is pure speculation, just like trying to speculate on the housing market.

The key is that they are essentially investors purely.

This has bad idea written all over it.First, lets look at this as a pure rental and assume the market rent of $1100 and a purchase price of $100,000.Rent: $1100Expenses: $550NOI: $550Payment: $665 (P&I only, $100K, 7%, 30 years)Cash flow: -$165Even with the more optimistic assumptions I tend to make, this is, at best, barely break even.You're probably going to need to put some cash down to get an investor loan. 20% is pretty much minimum.

Those who allow themselves to be ignorant of something they have never experienced can only speak from that....Pure Ignorance.