If insurance doesn't protect the tenant, then you should at least forgive them any rent charges for the duration.

However, once you move out and rent both units, forming an LLC might be worth looking into for liability protection.2️⃣ Zoning concerns?

By the way AB 2533 (Carrillo) – Unpermitted ADUs extends the protection of existing (not newly built) unpermitted safe units of SB13.  

She genuinely cared about my situation and worked hard to ensure that I got the best possible outcome.From the minute I hired her, she was 1000% dedicated to analyzing every single detail and protecting my interests.

. - In no way do I mean this to be insensitive, given everything that happened over the last month and the suffering that people are experiencing right now. 

DSCR Loans only available when property is fully finished and turnkey, however you might want to look into a lender that offers ground-up construction loans and DSCR.Also - be careful around the modular home / quick property types since these mortgage loans typically have to be secured by foundational real estate, so anything that can be moved or not fully foundational is probably a no-go (can't foreclose/protect the investment as a lender)

First, you need to form the LLC for this purpose and I would recommend having an asset protection attorney do this for you.

This strictly relates to asset protection.

It's your duty to protect them and your relationship with them.Sure, "their interest lies more in the monthly payments" right up until the payments stop coming.

If you mean trying to track a deal from start to finish to see how it went I can show you a bunch and walk you through where things go wrong and how to protect yourself.