Maybe sit down with her and look at the finances for her and if it makes sense for her to buy the X out and refinance if that is even possible. 

Insurance companies want to fix it the cheapest way possible, and their goal is to minimize out-of-pocket expenses like this one.  

It possible that the market will stay low for a long time.

At any rate it is possible, but depending on your appraisal it could be a gamble

He has owned it for over 30 years and has no debt, so seller financing is possible and he doesn't need a large amount of cash soon. 4 of the 6 units have been recently updated. 

And then he answers his own question, “As tall as it possibly can.”In scripture the same concept is taught with the parable of the talents.

I tried to get a refund but was told that was not possible.

I will take this into consideration and if possible I'll visit whenever I can.Also, thanks for the connection with Elenis, I will reach out and maybe we will work together.Do you have properties in the area?

I personally like to buy in towns/neighborhoods in which no new builds are possible within 10 miles because all the land is developed.

I’ll try to keep this as short as possible but I am at a cross road in life here and can’t seem to find the guidance I need.