@Zach Howard there are a few loan types here in the states for foreign nationals, some that require personal income verification and others that do not.

If you would like to connect, please check out my profile for contact info, and let's setup a time to have a cup of coffee, either in person or virtually!

I was mislead and should seek mediation to recover some or all of the earnest/hand/deposit money?

You can’t use the property personally for more than 14 days or 10% of days rented, whichever is more. 

I've sold over 80 homes personally in the last 30 months and I'm usually within $5k of the appraisal report when I run my CMA for clients.

By focusing on multiplying investor returns, we build lasting relationships based on mutual success.In this industry, it's not just about making money for yourself.

@Shawn Questa I agree with you that there could be some opportunity here, but personally, with that little equity in the property, I'd wait for the pre-foreclosure process to start and  perhaps you can do a short sale (though I don't know the details on how that's handled in TX).

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.

.## Financing OptionsFor Hard Money and Private Lender financing, it's crucial to build relationships with local lenders.

To establish a 50-50 ownership in both the property and future profits, you'll need a formal agreement outlining each person's contributions and rights.