Look into how your county handles properties of deceased residents who pass without a will or trust.  

We've gotten great residents who we met despite their original search on FF being way below market.

HI Guenevere, You can acquire your a primary residence from up to 1-4 units for as low as 5% with conventional or 3.5% FHA with a few exceptions.

Do I have to be a resident in the state im buying in? 

However, repairs or improvements must be permanently affixed and add value to the real property.Costs and Escrow AccountsThe costs of the renovations will be based on the plans and specifications for the work and on the Construction contract for all of the work requested by the borrower.

Investment Info:Single-family residence buy & hold investment.

I still may proceed as it’s my primary residence so the negative equity portion is not my primary goal but it remains a good argument against.

To receive the 4% ratio, you have to submit an application showing the property is your primary residence.

For almost any kind of permanent rental/investment property financing (whether Conventional, DSCR, or local bank), you are going to need a decent credit score to qualify.

If the duplex sells for $500K and you exchange into a duplex in LA for $1 mil then you could use 50% of it as your primary residence.- Do I qualify for for a section 121 exclusion sense I lived on the property for the first 2 years of ownership?