American Family recently discontinued their multi-family coverage, leaving many property owners scrambling to find new providers.

You can probably beat $2000/year insurance, but the management fee should be 10%, you need to factor in turnover too and 5% is probably not enough for both maintenance and turnover and I assume you added it, but you didn't mention property taxes (which have been terrible in Jackson County lately since Frank White decided to jack them through the roof). 

Quote from @Melissa Conner: If you are an agent that is a landlord or you work with owners of rentals- you/they Just called Melissa. 

Generally speaking when you find more owner occupied properties and less rentals you're in C+/B class.

You do the course and you decide you want your money back. 

those owners bought sfr on big nice lots for a reason..

Zillow lost so much money that they decided to exit the flipping business, while most of the OpenDoor properties we see in Las Vegas are sold at a loss.In my experience, software can only go so far when humans are involved.

It's always up to investors/etc to decide their risk profile, but those who haven't been exposed to this stuff can't even know this is an exposure. 

The owner does not want to extend the debt for 30 years.

Later on, if you decide to open a business account, you can typically switch the account for your loan payments without any issues.