The meters, bills, old permits (should be available through the city planning), the appraisals, etc.Most appraisers check with the city on permits and non-conforming use while doing their research. 

The seller’s most recent counter-offer was 90k for 30-40 day closing with a 10k non-refundable earnest money deposit.

If you can hop on a $100 non-stop flight, nbd.  

Our commercial loans are also with them so it would be great if all of our loans were in one place, but in order to refinance all of our loans with them now I’m guessing we’d sacrifice a few points on some of them and have higher payments impacting cash flow not to mention a lot more interest paid over the term of the loan which makes refinancing a non-starter unfortunately.

Things to consider1) Number of bedrooms / bathrooms / space for your tenants you can get for the $ you spend.

I recommend just getting to work with someone who has a strong knowledge of the investment space and can connect you with multiple options.

I am still fairly new to the space and I am still getting hiccups at my property but I did it.

The Building Inspector insisted that I prove to him that the garage slab had the proper steel (rebar) size and spacing.

Thank you very muchJaša This is how traditional banks, private credit funds and anyone in the lending space works.The challenge you will have is finding someone to give you money at X%. 

In 1-2 years you could repeat this with another property, then rent out your current space and the property will pay for itself.