State consumer protection act statutes and traditional common law causes of action, including fraud, negligence, unjust enrichment, intentional infliction of emotional distress, and unconscionability, also may enable consumers to prevail in claims against predatory lenders.Not coincidentally, the prevalence of predatory lending practices and the subsequent increase in foreclosure rates has contributed to an increase in foreclosure rescue scams.

Their negligence did allow us to gain some of their assets which helped to cut our loss substantially!

How do you bill clients for repairs due to negligence?

I am no expert but my thinking is that the title company may be responsible to cover any/all cost related to their negligence, but I would strongly consider talking to an attorney and some friends and/or some other noteholders to see their take on your situation... the last thing you want to do is say something wrong and/or do things that are unnecessary/ not your responsibility 

As long as addressing the repair is done with "reasonableness" and there is no evidence that the landlord was negligent in previous maintenance, there is absolutely no reason the tenant should not pay full rent.

hi - after moving out the apartment manager had sent final account statement with additional charges of $1059 for replacing kitchen counter tops, saying they were damaged due to excessive water (my negligence or not is altogether different topic); i've asked for pictures of replacement, he said he can send the pics but they will show granite counter tops (i've lived and moved out of a laminate kitchen counter top unit) - he said i am being charged only a part of the granite install cost, for the amount of what a laminate replacement would have costed; he doesn't agree to my point that if i am asked to pay, it can only be when they were laminated again, to bring the apartment to state i moved-in...i think this is unethical for following reasons1) I am being asked to pay for a work that was not done; the amount i have to pay is going into improving the unit (increasing its rental value)2) in a perfect scenario the unit should be brought to move-in state (lamniate) i should be charged with the exact amount and later a decision should be made to upgrade or remodel the apartment with apartment management's own money3) when i complained about counter tops during my stay, the management gave granite counter top option and said replacing the counter tops (which basically is upgrading the unit like other units in apartment complex fetching higher rent) will increase the rent by somewhat close to 110$ and if i terminate the lease i dont need to pay for granite replacement; I decided to terminate the lease and move out, the unit was upgraded after i moved out and am still being charged to cover a portion of the upgrade costs (granite counter tops)...4) have complained about the faucet leaking to previous management many times, no one showed up to fix and i had to put temporary fixes myself; the previous management was worse; when i complained again to the new management they asked for a reference number which i donot have as all complaints were made in leasing office verbally; the new management said, they checked in the system and dont see any complaints related to faucet leaking - anyway as i dont have proof of complaint, had to remain silent; infact they got to know about the problem after i complained, not when they checked after moving out (so not sure if i was negligent)is it fair to upgrade the unit (increasing its rental value) and ask me to pay a part the costs?

That sounds ridiculous, and I cannot imagine that being anything that costs you a renter.The first 3 items on the list are negligible.

In NYS I think a tenant can get out of the lease if repairs will take longer than 30 days.As for you being held liable, they would have to prove that you were negligent.

What I mean by that is, if an employee was to get killed on the job, and it was the fault of a subcontractor’s negligence, the attorney for that family could easily put claim against the GC that employed the deceased (who had insurance coverage/work comp), the subcontractor who was negligent and the owner of the property.

You know, they will not cooperate.We're toying with the idea for our attorney to file a complaint of negligence on the building management and excessive and unneeded fees charged to us.