Quote from @Devin Slone: I live in Huntington and was looking for local meetups to go to and I just stumbled upon this post!

Ko,The property is in Missoula Montana, I live in Bozeman Montana. 

Some of the folks that I've received inquiries from are VERY far from meeting criteria - income, credit score or both.And @Matthew Becker, I lived in Moscow in the early 90s - went to UofI for undergrad! 

So I'm always able to offer a lower rate and make a decent living without charging points.

Can you lease an apt under USDA low income and have someone else live there???

I live in the greater Landover area.i am a New toi Real estate investor and  i am New toi Real estate investing toi connect with any local investor.

Not sure if this will go against the culture here but if I read correctly and you are considering tying up your primary residence to an investment property please reconsider leveraging the home your family lives in. 

Fannie Mae has a requirement that if you want to use the rental income from the non occupied units, that you MUST have a current housing expense which means you cannot live rent free.

A little about me: My husband and I live in the SF Bay Area, we have a 3 year old and a newborn and we both work W2 jobs in the biotech industry.

I am living at home still, so I don't have any expenses, but what should be the next step I should take?