I want to be able to do a cash deal to get a lower price and avoid all the cost that go along with a lot loan, fees, points, etc.

I provide my application and screening criteria on my website so applicants can look for themselves before spending any money.

You can still find homes in these markets, among others, that are priced between $160k to $275k that still provide passive income, allowing your residents to pay down your mortgage, cover your other expenses and still have excess money to either save in an account for future investing or pay down your existing mortgage faster. 

In early Dec I offered to a few (4 or 5) newbies to provide financials and show them the last of the work. 

It’s a beautiful old house and would be a real gem if it was restored, but I don’t have the funds or a credit score good enough to get a loan that big (without an insane amount of interest tacked on).I’m hoping to turn someone on to it who loves restoring old properties, or start investing in a group that does and tell them about my house and invest as a team.

Went on to purchase additional rentals so tenants can pay down the loan and I build equity How did you find this deal and how did you negotiate it?

Banking has changed. 30 years ago, you could walk into my bank, chat for a while, shake hands, and leave with advice or a loan check.

Does any one have any leads on lenders who provide loan for groundup constructions and the criteria?

I met both of them and provided a letter with my contact info, my property manager’s contact for repairs, and instructions to sign up for Avail to pay rent (the previous landlord used Zelle).One tenant was cooperative and signed up right away, but the other sent me this text:I understand you're the new owner and want to use Avail for rent payments.

I have two clients (both new to me this year) that have indicated a preference to provide me with hard copies of their documents.