When converting common living areas into additional bedrooms, many DSCR lenders might view the property as non-conforming, which could pose challenges.

When going before public meetings with your proposals, drug, alcohol, and half way houses for former incarcerated, receive the most scrutiny.

This put us in a significant disadvantage on selling, buyer has to have 20% down and buyer needs to use a Non QM lender too instead of a standard back or broker...

If using a lender this is a non issue.

Find local specialist in your area is huge.2. close to public transportation.

We don't charge any  up-front fees for this and it shouldn't be necessary, but do watch out for the upfront non-refundable "commitment fee" or "engagement fee."

Why do you care if a crazy person on the internet calls you a scammer?

The appraiser will ask for permits for the work done, and if there is non to be provided he/she will not give the value and in turn you will not be able to get the full amount of money out of the home you were hoping to get.  

Who is responsible for cleaning the construction site and keeping public walk ways free and clear of construction debris since you are in CA without the ability to monitor the site?

I recently read people making up to 117k a year can qualify for public assistance in SF.